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First Time Buyer
 

First Time Buyer 

We understand, with generally high property prices, buying your first home can seem like a distant dream. If you're a first time buyer, getting a foot on the property ladder is now more difficult than ever. That's why Stroud & Swindon are here to help first time buyers just like you.

As a first time buyer you are probably looking to make the whole buying process as simple and straightforward as possible. We can help first time buyers through the home buying process every step of the way.

Have a look at the following products which are available to first time buyers.
 
Available Mortgages
2.99% Fixed to 31.12.12 end image
Starting At
Description Rate Until
Fixed 2.99% 31.12.12
Followed by
Description Rate Until
Coventry Building Society's Standard Variable Rate 4.74% 31.12.15
Followed by
Description Rate Until
Coventry Building Society's Privilege Variable Rate 4.49% End of mortgage term
The overall cost for comparison is 4.6%  APR
Early Repayment Charge 4.00% of the balance repaid to 31.12.12
Notes
  • This mortgage is only available to first time buyers, homemovers, customers remortgaging to the Society as well as existing customers wanting to product switch. 
  • Fees may apply and are payable on application
  • The maximum loan to value for this product is 65%
  • Up to 25% of the loan can be repaid within the Early Repayment Charge period without charge
  • The variable rates quoted are the current applied rate and may vary
  • 3.59% Fixed to 30.09.13 end image
    Starting At
    Description Rate Until
    Fixed 3.59% 30.09.13
    Followed by
    Description Rate Until
    Coventry Building Society's Standard Variable Rate 4.74% 30.09.15
    Followed by
    Description Rate Until
    Coventry Building Society's Privilege Variable Rate 4.49% End of the mortgage term
    The overall cost for comparison is 4.6%  APR
    Early Repayment Charge 4% of the balance repaid to 30.09.13
    Notes
  • This mortgage is only available to first time buyers, homemovers, customers remortgaging to the Society as well as existing customers wanting to product switch.
  • Fees may apply and are payable on application
  • The maximum loan to value for this product is 75%
  • Up to 25% of the loan can be repaid within the Early Repayment Charge period without charge
  • The variable rates quoted are the current applied rate and may vary
  • 4.49% Fixed to 30.09.15 end image
    Starting At
    Description Rate Until
    Fixed 4.49% 30.09.15
    Followed by
    Description Rate Until
    Coventry Building Society's Privilege Variable Rate 4.49% End of the mortgage term
    The overall cost for comparison is 4.9%  APR
    Early Repayment Charge 4% of the balance repaid to 30.09.15
    Notes
  • This mortgage is only available to first time buyers, homemovers, customers remortgaging to the Society as well as existing customers wanting to product switch.
  • Fees may apply and are payable on application
  • The maximum loan to value for this product is 70%
  • Up to 25% of the loan can be repaid within the Early Repayment Charge period without charge
  • The variable rates quoted are the current applied rate and may vary
  • 4.49% Flexx Fixed to 30.09.13 end image
    Starting At
    Description Rate Until
    Fixed 4.49% 30.09.13
    Followed by
    Description Rate Until
    Coventry Building Society's Standard Variable Rate 4.74% 30.09.15
    Followed by
    Description Rate Until
    Coventry Building Society's Privilege Variable Rate 4.49% End of mortgage term
    The overall cost for comparison is 4.8%  APR
    Early Repayment Charge None
    Notes
  • This mortgage is only available to first time buyers, homemovers, customers remortgaging to the Society as well as existing customers wanting to product switch.
  • Fees may apply and are payable on application
  • The maximum loan to value for this product is 75%
  • The variable rates quoted are the current applied rate and may vary
  • 4.65% Fixed to 31.12.12 end image
    Starting At
    Description Rate Until
    Fixed 4.65% 31.12.12
    Followed by
    Description Rate Until
    Coventry Building Society's Standard Variable Rate 4.74% 31.12.15
    Followed by
    Description Rate Until
    Coventry Building Society's Privilege Variable Rate 4.49% End of the mortgage term
    The overall cost for comparison is 4.80%  APR
    Early Repayment Charge 4.00% of the balance repaid to 31.12.12
    Notes
  • This mortgage is only available to first time buyers, homemovers, customers remortgaging to the Society as well as existing customers wanting to product switch.
  • Fees may apply and are payable on application
  • The maximum loan to value for this product is 85%
  • Up to 25% of the loan can be repaid within the Early Repayment Charge period without charge
  • The variable rates quoted are the current applied rate and may vary
  • Members' First Time Buyer 5.85% Fixed to 30.09.15 end image
    Starting At
    Description Rate Until
    Fixed 5.85% 30.09.15
    Followed by
    Description Rate Until
    Coventry Building Society's Privilege Variable Rate 4.49% End of the mortgage term
    The overall cost for comparison is 5.4%  APR
    Early Repayment Charge 4.00% of the balance repaid to 30.09.15
    Notes
  • This mortgage is only available to eligible First Time Buyers
  • The applicant must have held a Stroud & Swindon savings account (or in the case of a grandparent/parent/guardian, a Stroud & Swindon savings account or mortgage) continuously for the last 3 years or more at the time of application.
  • Minimum 10% deposit required. Maximum loan amount £200,000
  • Fees may apply and are payable on application
  • Up to 25% of the loan can be repaid within the Early Repayment Charge period without charge
  • This mortgage can only be taken on a capital and interest (repayment) basis
  • The variable rates quoted are the current applied rate and may vary.
  •  
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
     
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