Applicants must be UK residents and aged between 23 and 69 years of age.

Credit facilities are provided by The Co-operative Bank p.l.c. (Registration No. 990937), P.O. Box 101, 1 Balloon Street, Manchester M60 4EP and are subject to status. The Bank reserves the right to decline any application or offer a loan at a rate that differs from those advertised. Calls may be monitored or recorded for security and training purposes.

The Co-operative Bank is authorised and regulated by the Financial Services Authority (No. 121885), subscribes to the Banking Code, is a member of the Financial Ombudsman Service and is licensed by the Office of Fair Trading (No. 006110).