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Closed Savings Account Interest Rates
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Rates effective from 1st April 2009 unless stated otherwise
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Direct Tracker |
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Investment Amount (annual interest) |
Gross (%) |
AER (%) |
Net (%) |
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£5,000 plus |
0.20 |
0.20 |
0.16 |
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Branch Premier - Issue 2 Savings Account |
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Investment Amount |
Gross (%) |
AER (%) |
Net (%) |
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£100 plus |
0.80 |
0.80 |
0.64 |
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Fixed Rate Bond Issue 50 until 13th April 2010 |
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Investment Amount (annual interest) |
Gross (%) |
AER (%) |
Net (%) |
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£500 plus |
5.75 |
5.75 |
4.60 |
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Investment Amount (monthly interest) |
Gross (%) |
AER (%) |
Net (%) |
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£5,000 plus |
5.60 |
5.75 |
4.48 |
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Fixed Rate Bond Issue 74 until 18th January 2011 |
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Investment Amount (annual interest) |
Gross (%) |
AER (%) |
Net (%) |
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£5,000 |
5.00 |
5.00 |
4.00 |
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Investment Amount (monthly interest) |
Gross (%) |
AER (%) |
Net (%) |
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£5,000 |
4.89 |
5.00 |
3.91 |
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Fixed Rate Bond Issue 76 until 8th February 2011 |
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Investment Amount (annual interest) |
Gross (%) |
AER (%) |
Net (%) |
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£1,000 plus |
4.00 |
4.00 |
3.20 |
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Fixed Rate Bond Issue 77 until 8th March 2011 |
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Investment Amount (annual interest) |
Gross (%) |
AER (%) |
Net (%) |
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£1,000 |
3.25 |
3.25 |
2.60 |
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Investment Amount (monthly interest) |
Gross (%) |
AER (%) |
Net (%) |
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£5,000 |
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Fixed Rate Bond Issue 78 until 8th March 2011 |
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Investment Amount (annual interest) |
Gross (%) |
AER (%) |
Net (%) |
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£1,000 |
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Investment Amount (monthly interest) |
Gross (%) |
AER (%) |
Net (%) |
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£5,000 |
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1.98 |
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Fixed Rate Bond Issue 79 until 12th April 2011 |
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Investment Amount (annual interest) |
Gross (%) |
AER (%) |
Net (%) |
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£1,000 |
2.00 |
2.00 |
1.60 |
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Investment Amount (monthly interest) |
Gross (%) |
AER (%) |
Net (%) |
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£5,000 |
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Fixed Rate Bond Issue 80 until 12th May 2011 |
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Investment Amount (annual interest) |
Gross (%) |
AER (%) |
Net (%) |
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£1,000 plus |
2.25 |
2.25 |
1.80 |
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Investment Amount (monthly interest) |
Gross (%) |
AER (%) |
Net (%) |
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£5,000 |
2.23 |
2.25 |
1.78 |
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Fixed Rate Bond Issue 85 until 16th September 2014 |
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Investment Amount (annual interest) |
Gross (%) |
AER (%) |
Net (%) |
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4.60 |
4.60 |
3.68 |
Investment Amount (monthly interest) |
Gross (%) |
AER (%) |
Net (%) |
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4.51 |
4.60 |
3.61 |
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Fixed Rate Bond Issue 86 until 19th April 2011 |
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Investment Amount (annual interest) |
Gross (%) |
AER (%) |
Net (%) |
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£1,000 plus |
2.85 |
2.85 |
2.28 |
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Investment Amount (monthly interest) |
Gross (%) |
AER (%) |
Net (%) |
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£1,000 |
2.81 |
2.85 |
2.25 |
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Fixed Rate Bond Issue 87 until 18th October 2011 |
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Investment Amount (annual interest) |
Gross (%) |
AER (%) |
Net (%) |
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£1,000 plus |
3.15 |
3.15 |
2.52 |
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Investment Amount (monthly interest) |
Gross (%) |
AER (%) |
Net (%) |
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£1,000 |
3.11 |
3.15 |
2.49 |
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Fixed Rate Cash ISA - Issue 1 |
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Investment Amount (annual interest) |
Gross (%) |
AER (%) |
Net (%) |
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£3,600 |
2.50 |
2.50 |
- |
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Fixed Rate Cash ISA - Issue 2 |
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Investment Amount (annual interest) |
Gross (%) |
AER (%) |
Net (%) |
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£3,600 |
2.50 |
2.50 |
- |
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Fixed Rate Children's Bond until 15th May 2012 - Issue 1 |
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Investment Amount (annual interest) |
Gross (%) |
AER (%) |
Net (%) |
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£100 plus |
5.25 |
5.25 |
4.20 |
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Fixed Rate Bond until 17th August 2010 - Ebond (Issue 3) |
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Investment Amount (annual interest) |
Gross (%) |
AER (%) |
Net (%) |
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£2,000 plus |
7.05 |
7.05 |
5.64 |
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Fixed Rate Bond until 17th August 2010 - Ebond (Issue 4) |
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Investment Amount (annual interest) |
Gross (%) |
AER (%) |
Net (%) |
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£2,000 plus |
6.75 |
6.75 |
5.40 |
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Fixed Rate Bond until 22nd May 2012 - Ebond (Issue 5) |
Investment Amount (annual interest) |
Gross (%) |
AER (%) |
Net (%) |
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4.05 |
4.05 |
3.24 |
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Fixed Rate Bond until 30th November 2010 - Ebond (Issue 7) |
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Investment Amount (annual interest) |
Gross (%) |
AER (%) |
Net (%) |
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£2,000 plus |
4.05 |
4.07 |
3.24 |
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Fixed Rate Bond until 15th February 2011 - Ebond (Issue 8) |
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Investment Amount (annual interest) |
Gross (%) |
AER (%) |
Net (%) |
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£2,000 plus |
4.05 |
4.06 |
3.24 |
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Fixed Rate Bond until 25th October 2011 - Ebond (Issue 9) |
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Investment Amount (annual interest) |
Gross (%) |
AER (%) |
Net (%) |
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£2,000 plus |
4.00 |
4.00 |
3.20 |
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Fixed Rate Bond until 12th February 2013 - Ebond (Issue 10) |
Investment Amount (annual interest) |
Gross (%) |
AER (%) |
Net (%) |
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£2,000 plus |
4.40 |
4.40 |
3.52 |
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Escalator Bond Issue 5 |
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Investment Amount
(annual interest) |
Investment date
(annual interest option) |
Gross (%) |
AER (%) |
Net (%) |
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£2,000 plus |
to 5th July 2009 |
6.50 |
6.50 |
5.20 |
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6th July 2009 to 5th July 2010 |
6.75 |
6.75 |
5.40 |
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6th July 2010 to 5th July 2011 |
7.25 |
7.25 |
5.80 |
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Investment Amount
(monthly interest) |
Investment date
(monthly interest option) |
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to 5th July 2009 |
6.31 |
6.50 |
5.05 |
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6th July 2009 to 5th July 2010 |
6.55 |
6.75 |
5.24 |
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6th July 2010 to 5th July 2011 |
7.02 |
7.25 |
5.62 |
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Escalator Bond Issue 6 |
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Investment Amount
(annual interest) |
Investment date
(annual interest option) |
Gross (%) |
AER (%) |
Net (%) |
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£2,000 plus |
to 2nd August 2009 |
6.25 |
6.25 |
5.00 |
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3rd August 2009 to 2nd August 2010 |
6.50 |
6.50 |
5.20 |
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3rd August 2010 to 2nd August 2011 |
6.75 |
6.75 |
5.40 |
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Investment Amount
(monthly interest) |
Investment date
(monthly interest option) |
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to 2nd August 2009 |
6.08 |
6.25 |
4.86 |
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3rd August 2009 to 2nd August 2010 |
6.31 |
6.50 |
5.05 |
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3rd August 2010 to 2nd August 2011 |
6.55 |
6.75 |
5.24 |
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Escalator Bond Issue 7 |
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Investment Amount
(annual interest) |
Investment date
(annual interest option) |
Gross (%) |
AER (%) |
Net (%) |
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£2,000 plus |
to 31st July 2010 |
3.00 |
3.00 |
2.40 |
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1st August 2010 to 31st July 2011 |
4.00 |
4.00 |
3.20 |
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1st August 2011 to 31st July 2012 |
5.00 |
5.00 |
4.00 |
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Investment Amount
(monthly interest) |
Investment date
(monthly interest option) |
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to 31st July 2010 |
2.96 |
3.00 |
2.37 |
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1st August 2010 to 31st July 2011 |
3.93 |
4.00 |
3.14 |
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1st August 2011 to 31st July 2012 |
4.89 |
5.00 |
3.91 |
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Stroud & Swindon Maturity Bonus Account |
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Investment Amount (annual interest) |
Gross (%) |
AER (%) |
Net (%) |
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£500 plus |
3.25 |
2.45 |
2.60 |
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(without bonus) |
2.05 |
2.05 |
1.64 |
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Investment Amount (monthly interest) |
Gross (%) |
AER (%) |
Net (%) |
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£500 plus |
3.20 |
2.45 |
2.56 |
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(without bonus) |
2.03 |
2.03 |
1.62 |
Interest rates are subject to change from time to time. Changes to our rates are published either in national newspapers or in writing, within 30 days of the effective date.
AER: AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and added each year. (As every advert for a savings product which quotes an interest rate will contain an AER, you will be able to compare more easily what return you can expect from your savings over time).
GROSS: The gross rate is the contractual rate of interest before the deduction of tax at the appropriate rate specified by law. Interest will be paid gross to non-taxpayers subject to the required HM Revenue and Customs certification (R85).
NET: NET rates are shown (rounded to two decimal places) for illustrative purposes after deduction of income tax at the appropriate rate which may be reclaimed by non-taxpayers.
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