Easy Access Savings Accounts
An easy access account is the choice for the general saver who requires the flexibility of penalty-free instant access to their savings.
Accounts Available
Summary of Easy Access Savings Accounts Rates
All interest rates are variable unless otherwise stated
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Premium Reward - Issue 2 |
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Min Investment Amount |
Investment Amount |
Gross (%) |
AER (%) |
Net (%) |
|
£1,000 |
£200,000 to £350,000 |
0.75 |
0.75 |
0.60 |
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£50,000 to £199,000 |
0.60 |
0.60 |
0.48 |
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£25,000 to £49,999 |
0.55 |
0.55 |
0.44 |
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£1,000 to £24,999 |
0.50 |
0.50 |
0.40 |
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| Rates effective from 1st April 2009 |
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Classic Gold Account |
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Min Investment Amount |
Investment Amount
(annual interest) |
Gross (%) |
AER (%) |
Net (%) |
|
£25 |
£50,000 plus |
0.30 |
0.30 |
0.24 |
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£25,000 to £49,999 |
0.25 |
0.25 |
0.20 |
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£10,000 to £24,999 |
0.20 |
0.20 |
0.16 |
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£5,000 to £9,999 |
0.15 |
0.15 |
0.12 |
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£500 to £4,999 |
0.10 |
0.10 |
0.08 |
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£25 to £499 |
0.05 |
0.05 |
0.04 |
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Min Investment Amount |
Investment Amount
(monthly interest) |
Gross (%) |
AER (%) |
Net (%) |
|
£25 |
£50,000 plus |
0.30 |
0.30 |
0.24 |
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£25,000 to £49,999 |
0.25 |
0.25 |
0.20 |
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£10,000 to £24,999 |
0.20 |
0.20 |
0.16 |
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£5,000 to £9,999 |
0.15 |
0.15 |
0.12 |
|
£500 to £4,999 |
0.10 |
0.10 |
0.08 |
|
£25 to £499 |
0.05 |
0.05 |
0.04 |
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Apply Now - Classic Gold Account |
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Rates effective from 20th February 2009 |
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Bonus Guarantee Account |
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Min Investment Amount |
Investment Amount
(annual interest) |
Gross (%) |
AER (%) |
Net (%) |
|
£500 |
£500 - £500,000 |
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|
1.87 |
1.87 |
1.50 |
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Standard account rate |
|
0.87 |
0.87 |
0.70 |
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Min Investment Amount |
Investment Amount
(monthly interest) |
Gross (%) |
AER (%) |
Net (%) |
|
£500 |
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With rate guarantee |
|
1.86 |
1.87 |
1.49 |
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Standard account rate |
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0.86 |
0.87 |
0.69 |
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More Info - Bonus Guarantee Account |
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Previous Rates - Bonus Guarantee Account |
Rates effective from 23rd September 2009
Rates effective from 1st April 2009
Net rates assume the lower rate of income tax of 20%. These figures are rounded and are for illustrative purposes only.
AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if the interest was paid and compounded each year.
GROSS: The gross contractual rate of interest before the deduction of tax at the appropriate rate specified by law. Interest will be paid gross to non-taxpayers subject to the required HM Revenue & Customs certification (R85).