Important things to consider
What should I consider before investing?
- The Plan is intended to be held until the Plan Maturity Date.
- Early encashment of the Plan will result in an Early Exit Fee (including in the event of death) and so you will get back less than you initially invested.
- The return from the Plan may be less than the return from a regular cash deposit account over the same term.
- The level of the Index may go down as well as up and there can be no assurance as to the future performance of the Index. You should consider whether an investment based on the performance of the Index is suitable for you.
- The maximum growth of 50% will only be achieved if the percentage gain in the Index is 5.00% or more for each of the 10 consecutive semi annual periods.
- The effect of restricting exposure to the Index to a maximum gain or fall of 5.00% in any one semi annual period will be to limit potential gains or falls in that semi annual period.
- The gain or fall of the Index for each semi annual period is measured on the last day of the relevant semi annual period and may therefore be affected by large movements of the Index on such day.
- The performance of the Plan cannot be directly compared to the performance of a direct investment in the Index or the securities comprising the Index as there is no direct investment in the Index or the shares comprising the Index. In particular, you will not benefit from any dividends.
- You should read the product brochure carefully, including the Key Facts, Important Information and the Terms & Conditions.
- If you are in any doubt about the suitability of an investment in the Plan you should obtain advice from an appropriately authorised firm as no investment advice on the Plan has been given in this document.