Frequently Asked Questions
How much can I borrow over how long?
You can tailor the loan to suit you by borrowing any amount between £7,500 to £25,000 for any purpose, and repay over a period of 1 to 7 years.
What will it cost me?
With a loan from The Co-operative Bank p.l.c, the repayments are set at a fixed interest rate for the life of the loan.
Refer to our Repayment Table for more details or try our Loans Calculator
What details do I need to apply?
When applying you will need the following details to hand
- employment details
- bank details
- details of any other credit commitments
When will I get a decision? Applicants should expect to receive an answer regarding their loan application within 2 days of receipt by The Co-operative Bank p.l.c.
When will I receive the money? Once the Agreement Form has been received and confirmed, the funds can take up to 4-5 days to reach you. Please note that should proof of identification/address be requested, it will take 4-5 days once proof has been received.
Apply ONLINE Apply now For an instant decision, phone the Co-operative Bank with your bank details to hand.
0800 328 8938 quoting reference 791/3002 Lines are open Monday – Friday 8am – 9pm,
Saturday and Sunday 9am – 6pm. * Policy terms and conditions apply subject to eligibility and suitability.