Long Term Savings Accounts
If you are planning to save for a major purchase but can afford to give notice then why not benefit from enhanced interest rates with our notice accounts.
Accounts Available
Summary of Long Term Savings Account Rates
All Interest rates are variable unless otherwise stated
|
40 Day Notice Savings Account |
|
Min Investment Amount |
Investment Amount
(annual interest) |
Gross (%) |
AER (%) |
Net (%) |
|
£500 |
£100,000 plus |
3.90 |
3.90 |
3.12 |
|
£50,000 to £99,999 |
3.80 |
3.80 |
3.04 |
|
£25,000 to £49,999 |
3.70 |
3.70 |
2.96 |
|
£10,000 to £24,999 |
3.45 |
3.45 |
2.76 |
|
£5,000 to £9,999 |
3.20 |
3.20 |
2.56 |
|
£2,000 to £4,999 |
3.15 |
3.15 |
2.52 |
|
£500 to £1,999 |
3.00 |
3.00 |
2.40 |
|
Min Investment Amount |
Investment Amount
(monthly interest) |
Gross (%) |
AER (%) |
Net (%) |
|
£500 |
£100,000 plus |
3.83 |
3.90 |
3.06 |
|
|
£50,000 to £99,999 |
3.74 |
3.80 |
2.99 |
|
|
£25,000 to £49,999 |
3.64 |
|
2.91 |
|
|
£10,000 to £24,999 |
3.40 |
3.45 |
2.72 |
|
|
£5,000 to £9,999 |
3.15 |
3.20 |
2.52 |
|
|
|
|
|
|
|
Direct 30 Savings Investment Account |
|
Min Investment Amount |
Investment Amount |
Gross (%) |
AER (%) |
Net (%) |
|
£2,000 |
£50,000 plus |
4.00 |
4.00 |
3.20 |
|
|
£25,000 to £49,999 |
3.90 |
3.90 |
3.12 |
|
|
£10,000 to £24,999 |
3.80 |
3.80 |
3.04 |
|
|
£5,000 to £9,999 |
3.65 |
3.65 |
2.92 |
|
|
£2,000 to £4,999 |
3.20 |
3.20 |
2.56 |
|
Apply Now - Direct 30 Savings Account |
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Rates effective from 1st May 2008
Net rates assume the lower rate of income tax of 20%. These figures are rounded and are for illustrative purposes only.
AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if the interest was paid and compounded each year.
GROSS: The gross rate is the contractual rate of interest before the deduction of tax at the appropriate rate specified by law. Interest will be paid gross to non-taxpayers subject to the required HM Revenue and Customs certification (R85).