Am I eligible for Mortgage Payment Protection
You will be eligible for cover if you meet the following criteria:
- You must be permanently resident within the UK and have a mortgage.
- You must be aged between 18 and 64 years inclusive.
- You must be in employment of not less than 16 hours per week, and have been so continuously for the previous six months.
- You must not be absent from work due to illness or injury (other than minor illnesses such as a cold or flu).
- You must not be aware of any job losses to be imposed by your employer that are about to happen and are likely to affect you.
If you have a joint mortgage each person being insured must meet the above requirements to qualify for cover. The monthly benefit will be split between you, in proportion to your income. This apportionment will be based upon each of your average gross monthly incomes over the 12 month period immediately prior to your claim date.
For full details of the eligibility requirements please refer to the policy document or call us on 08457 25 24 23.
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