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Home Movers

Because you already have your mortgage with us, you can still benefit from your existing mortgage product and move it to your new home.

What is Porting?

Stroud & Swindon gives existing borrowers moving home and arranging a new mortgage with us, the ability to move their existing mortgage product to their new home.

For full details of the products available to you, please give us a call on 0845 121 3200 or visit one of our branches.

What if I want to borrow more?

Option 1: You can port your existing product for the existing amount and borrow any additional amount on either:

  • one of our existing borrower products, or
  • our Standard Variable Rate.

Option 2: Apply for the total new amount on one of our main mortgage products for home movers (subject to the early redemption conditions of your existing product). For full details of the products available to you, please give us a call on 0845 121 3200 or visit one of our branches.

How do I Apply?

We already know you, so we will just need to update our information and take the details of your new property. We will be happy to complete the application form with you. To get things underway, please call us on 0845 121 3200 or visit your local branch.

Anything else you Should Know?

An Early Repayment Charge (ERC) will be payable when porting, if: 
  • you are borrowing less than 75% of your original mortgage amount, or
  • you are redeeming your existing mortgage product and taking a new mortgage product with us, or
  • your new mortgage does not complete with us on the same day that your old mortgage is repaid
For more information please call us on 0845 121 3200


YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
© 2008 Stroud & Swindon Building Society, Rowcroft, Stroud, Gloucestershire GL5 3BG.

All mortgages are subject to status and valuation and are available only to persons 18 years of age and over. A personalised illustration is available on request. Your property is the security for the mortgage. Mortgages are available in England and Wales on properties which meet our lending criteria. All products and offers are subject to availability and may be withdrawn at any time without prior notice.
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