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New Fixed Rate Bond at 5.90% AER

19 April 2008: Stroud & Swindon Building Society has today announced the launch of a new fixed-rate bond at a rate of 5.90% AER until 14 April 2009.

This new product is available from all Stroud & Swindon branches, agencies, telephone (08457 252 423) and via the Stroud & Swindon website  and offers a monthly income option and a guaranteed return of investment on maturity.  The bond is a limited issue so customers wishing to take advantage of this competitive product should apply early to avoid disappointment.

Briar Holdsworth, Savings Product Manager, comments:
“We are delighted to be able to offer this new fixed rate bond at a competitive rate of 5.90% AER.  As the account is only fixed until 14 April 2009, it is a great option for those who are able to put their money aside for the short term, in order to benefit from a very competitive rate of interest.

“We are expecting demand for the product to be very high, so urge customers to take advantage of the product whilst it is still available.”

- ENDS –


For further information please contact:

David Greenleaf
Corporate Communications Manager
Stroud & Swindon
01453 768244

Suman Katyal / Karen Butcher
The Wriglesworth Consultancy
020 7845 7900

Notes for Editors

Fixed Rate Bond at 5.90% AER
  • Minimum investment of £1,000 (£5,000 for monthly interest option)
  • Gross interest available to eligible non-taxpayers
  • Guaranteed return of investment on maturity
  • Maximum investment of £500,000 applies, whilst the issue is still available
  • The product is a limited issue, and so will be withdrawn once fully subscribed
  • Product is available via Stroud & Swindon branches, agencies, telephone (08457 252 423), or online.
  • Annual interest is calculated on a daily basis and credited annually at midnight (commencing 1 April 2009) and up until midnight on 14 April 2009
  • Monthly interest is calculated on a daily basis and will be credited monthly at midnight commencing 1st of the month once the account is opened and up to midnight on 14 April 2009
  • Interest will be transferred to bank account, another Stroud & Swindon account or added to a new bond.
  • Annual interest is set at 5.90% gross / AER and 4.72% net
  • Monthly interest is set at 5.75% gross, 5.90% AER and 4.60% net
  • Withdrawals are subject to a 90 days gross interest charge on the amount withdrawn
  • The bond will mature on 15 April 2009
  • For savers under seven years old the account must be opened by adults (maximum 2) who will act as signatures on the account
  • Rates are correct at the time of going to print

About Stroud & Swindon Building Society:

Stroud & Swindon has assets in excess of £3 billion.  The Society operates through a dedicated team of intermediary business development managers, with a branch network of 22 offices and 20 agencies in the South West, complemented by a customer contact centre based in Gloucestershire and website www.stroudandswindon.co.uk

© 2008. Stroud & Swindon Building Society, Rowcroft, Stroud, Gloucestershire GL5 3BG

Member of the Building Societies Association and subscriber to The Banking Code. The Society is authorised and regulated by the Financial Services Authority (www.fsa.gov.uk/Pages/register/) (registration number 164588) and introduces only to the Norwich Union Marketing Group, members of which are authorised and regulated by the Financial Services Authority. Any financial advice given will relate only to the products and services of the Society and Norwich Union.
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