• Save £10 - £250 (maximum) per month
• Build up your Savings for something special
• By making a regular deposit you'll build up your savings over time
• Receive a bonus rate of 2.50% on your savings
• No notice required for withdrawals
• You can always top up your account, if you have some spare money you would like to save and have not already deposited more than £250 in total per month.
• Deposits are made by standing order - so once it is set up, you don't have to worry about a monthly deposit.
• Your account balance must be less than £20,000.

• 16 years

• You must save between £10 and £250 (maximum) a month by Standing Order, except the month you open the account, when the initial deposit will be paid by cheque. 
• The maximum that can be saved each month is £250 including top ups.
• Standing Orders must be set up from a bank or building society account. Please note we are unable to set up regular monthly deposits into the Stroud & Swindon Regular Saver from other Stroud & Swindon accounts.
• Standing orders must be received each 'account month'. For example, initial payment received on account opening - 15th September.
  1st Standing Order must be received - 15th October to 14th November
  2nd Standing Order must be received - 15th November to 14th December
  3rd Standing Order must be received - 15th December to 14th January.
• To ensure your payment reaches the account during each 'account month', we recommend you setup the standing order to leave your account on the third day of the 'account month' (e.g. 18th October, using the example above). 
• The account can be topped up to a maximum of £250 per 'account month' by either sending an additional Standing Order, or by paying in a cheque (excluding Society cheques). This can be done by visiting your local branch or agency or sending us a cheque via the below address.

• You can make withdrawals at any time during the year without notice if you need it back. If you only make 1 withdrawal per account year, you will still receive the bonus interest rate on your savings.
• If you make more than 1 withdrawal per account year in the 12 month period (and every subsequent 12 month period) since your account is opened you will not receive a bonus until the following account year.

• Interest on this account is variable and interest is calculated daily.
• Standard and bonus interest is credited to the account annually on the anniversary of the account opening. 
• You earn interest for each full day your money is with us
• The bonus interest rate is accrued on a daily basis from the date the standing order payment is cleared until capitalisation. If the terms of the bonus have been broken then no bonus interest payment will be made in that account year (see terms and conditions within the Savings Leaflet Library for full details).

Tax:

• Interest will be paid or credited after deduction of income tax at the appropriate rate
• Non-taxpayers must first complete the appropriate HM Revenue and Customs declaration (R85) to qualify to have interest paid without deduction of tax (Please contact your local Tax Office if you are unsure about your eligibility for tax-free interest.)

• You can open your Stroud & Swindon Regular Saver Plus Issue 2 Account at any of our branches, agencies, by post or telephone.
• You are able to download the application form here 

To open your account by post please send your completed application form with investment cheque to:

Stroud & Swindon
PO Box 148
Stroud
Gloucestershire
GL5 3YL