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All Stroud & Swindon Savings Account Rates
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Escalator ISA Bond Issue 1 until 5th April 2013 |
|
Investment date
(annual interest option) |
Investment Amount
(annual interest) |
Gross (%) |
AER (%) |
|
to 5th April 2011 |
£3,600 plus |
3.00 |
3.00 |
|
6th April 2011 to 5th April 2012 |
|
3.50 |
3.50 |
|
6th April 2012 to 5th April 2013 |
|
5.00 |
5.00 |
|
Investment date
(monthly interest option) |
Investment Amount
(monthly interest) |
Gross (%) |
AER (%) |
|
to 5th April 2011 |
£3,600 plus |
2.96 |
3.00 |
|
6th April 2011 to 5th April 2012 |
|
3.45 |
3.50 |
|
6th April 2012 to 5th April 2013 |
|
4.89 |
5.00 |
|
|
|
More Info - Escalator ISA Bond Issue 1 |
|
Rates effective from 29th January 2010 |
|
Fixed Rate Bond until 16th September 2014 - Issue 85 |
|
Min amount to open account |
Investment Amount
(annual interest) |
Gross (%) |
AER (%) |
Net (%) |
|
£1,000 |
£1,000 plus |
4.60 |
4.60 |
3.68 |
|
Min amount to open account |
Investment Amount
(monthly interest) |
Gross (%) |
AER (%) |
Net (%) |
|
£1,000 |
£1,000 |
4.51 |
4.60 |
3.61 |
|
Apply Now - Fixed Rate Bond Issue 85 |
|
More Info - Fixed Rate Bond Issue 85 |
| Rates effective from 7th August 2009 |
|
Regular Saver Plus Issue 2 Account |
|
Min amount to open account |
Investment Amount |
Gross (%) |
AER (%) |
Net (%) |
|
£10 |
£10 - £250 per month |
|
|
|
|
With Bonus
(including conditional bonus rate) |
|
4.50 |
4.50 |
3.60 |
|
Without Bonus*
(excluding conditional bonus rate) |
|
2.00 |
2.00 |
1.60 |
|
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| Rates effective from 11th September 2009 |
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Fixed Rate Bond until 12th February 2013 - Ebond (Issue 10) |
|
Min amount to open account |
Investment Amount
(annual interest) |
Gross (%) |
AER (%) |
Net (%) |
|
£2,000 |
£2,000 plus |
4.40 |
4.40 |
3.52 |
|
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More Info - Ebond (Issue 10) |
| Rates effective from 11th December 2009 |
|
Fixed Rate Bond until 22nd May 2012 - Ebond (Issue 5) |
|
Min amount to open account |
Investment Amount
(annual interest) |
Gross (%) |
AER (%) |
Net (%) |
|
£2,000 |
£2,000 plus |
4.05 |
4.05 |
3.24 |
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More Info - Ebond (Issue 5) |
| Rates effective from 22nd April 2009 |
|
Fixed Rate Bond until 18th October 2011 - Issue 87 |
|
Min amount to open account |
Investment Amount
(annual interest) |
Gross (%) |
AER (%) |
Net (%) |
|
£1,000 |
£1,000 plus |
3.15 |
3.15 |
2.52 |
|
Min amount to open account |
Investment Amount
(monthly interest) |
Gross (%) |
AER (%) |
Net (%) |
|
£1,000 |
£1,000 |
3.11 |
3.15 |
2.49 |
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Apply Now - Fixed Rate Bond Issue 87 |
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More Info - Fixed Rate Bond Issue 87 |
| Rates effective from 1st October 2009 |
|
Fixed Rate Bond until 19th April 2011 - Issue 86 |
|
Min amount to open account |
Investment Amount
(annual interest) |
Gross (%) |
AER (%) |
Net (%) |
|
£1,000 |
£1,000 plus |
2.85 |
2.85 |
2.28 |
|
Min amount to open account |
Investment Amount
(monthly interest) |
Gross (%) |
AER (%) |
Net (%) |
|
£1,000 |
£1,000 |
2.81 |
2.85 |
2.25 |
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Apply Now - Fixed Rate Bond Issue 86 |
|
More Info - Fixed Rate Bond Issue 86 |
| Rates effective from 1st October 2009 |
|
Stroud & Swindon 50 Plus Loyalty Account* |
|
Min Investment Amount |
Investment Amount
(annual interest) |
Gross (%) |
AER (%) |
Net (%) |
|
£1,000 |
£1,000 plus |
|
|
|
|
With Bonus |
|
3.25 |
3.25 |
2.60 |
|
Without Bonus |
|
2.05 |
2.05 |
1.64 |
|
Min Investment Amount |
Investment Amount
(monthly interest) |
|
|
|
|
£1,000 |
£1,000 plus |
|
|
|
|
With Bonus |
|
3.20 |
3.25 |
2.56 |
|
Without Bonus |
|
2.03 |
2.05 |
1.62 |
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| Rates effective from 1st October 2009 |
| *Only available to existing savings customers over 50, investing new funds. |
|
Escalator Bond Issue 7 |
|
Investment date
(annual interest option) |
Investment Amount
(annual interest) |
Gross (%) |
AER (%) |
Net (%) |
|
to 31st July 2010 |
£1,000 plus |
3.00 |
|
2.40 |
|
1st August 2010 to 31st July 2011 |
|
4.00 |
4.00 |
3.20 |
|
1st August 2011 to 31st July 2012 |
|
5.00 |
5.00 |
4.00 |
|
Investment date
(monthly interest option) |
Investment Amount
(monthly interest) |
|
|
|
|
to 31st July 2010 |
£5,000 plus |
2.96 |
3.00 |
2.37 |
|
1st August 2010 to 31st July 2011 |
|
3.93 |
4.00 |
3.14 |
|
1st August 2011 to 31st July 2012 |
|
4.89 |
5.00 |
3.91 |
|
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|
More Info - Escalator Bond Issue 7 |
| Rates effective from 22nd May 2009 |
|
Stroud & Swindon Postal Account |
|
Min Investment Amount |
Investment Amount
(annual interest) |
Gross (%) |
AER (%) |
Net (%) |
|
£1,000 |
£1,000 to £500,000 |
2.25 |
2.25 |
1.80 |
|
Investment Amount
(monthly interest) |
|
|
|
|
£1,000 |
£1,000 to £500,000 |
2.23 |
2.25 |
1.78 |
|
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|
More Info - Stroud & Swindon Postal Account |
| Rates effective from 22nd April 2009 |
|
30 Day Notice Saver |
|
Min Investment Amount |
Investment Amount
(annual interest) |
Gross (%) |
AER (%) |
Net (%) |
|
£250 |
£50,000 plus |
2.20 |
2.20 |
1.76 |
|
|
£25,000 to £49,999 |
2.10 |
2.10 |
1.68 |
|
|
£10,000 to £24,999 |
2.00 |
2.00 |
1.60 |
|
|
£5,000 to £9,999 |
0.50 |
0.50 |
0.40 |
|
|
£2,000 to £4,999 |
0.15 |
0.15 |
0.12 |
|
£250 to £1,999 |
0.05 |
0.05 |
0.04 |
|
Min Investment Amount |
Investment Amount
(monthly interest) |
Gross (%) |
AER (%) |
Net (%) |
|
£250 |
£50,000 plus |
2.18 |
2.20 |
1.74 |
|
£25,000 to £49,999 |
2.08 |
2.10 |
1.66 |
|
£10,000 to £24,999 |
1.98 |
2.00 |
1.58 |
|
£5,000 to £9,999 |
0.50 |
0.50 |
0.40 |
|
£2,000 to £4,999 |
0.15 |
0.15 |
0.12 |
|
£250 to £1,999 |
0.05 |
0.05 |
0.04 |
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More Info - 30 Day Notice Saver |
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Rates effective from 1st May 2009 |
|
Regular Saver ISA - Issue 1 |
|
Min Investment Amount |
Investment Amount |
Gross (%) |
AER (%) |
|
£25 - £425 each month |
|
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With Conditional Bonus |
£25 - £425 each month |
3.75 |
3.75 |
|
Without Bonus
(standard account rate) |
|
1.00 |
1.00 |
|
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|
More Info - Regular Saver ISA |
| Rates effective from 4th December 2009 |
|
30 Day Notice ISA Savings Account |
|
Min Investment Amount |
Investment Amount |
Gross (%) |
AER (%) |
|
£250 |
|
|
|
|
With Bonus* |
£250 plus |
1.70 |
1.70 |
|
Without Bonus
(standard account rate) |
£250 plus |
1.00 |
1.00 |
|
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|
More Info - 30 Day Notice ISA |
| * Bonus applicable for the first year your account is open |
| Rates effective from 1st April 2009 |
|
Cash ISA Savings Account |
|
Min Investment Amount |
Investment Amount
(annual interest) |
Gross (%) |
AER (%) |
|
£25 |
£21,000 plus |
0.90 |
0.90 |
|
£12,000 to £20,999 |
0.60 |
0.60 |
|
|
£25 to £11,999 |
0.35 |
0.35 |
|
Min Investment Amount |
Investment Amount
(monthly interest) |
Gross (%) |
AER (%) |
|
£25 |
£21,000 plus |
0.90 |
0.90 |
|
£12,000 to £20,999 |
0.60 |
0.60 |
|
£25 to £11,999 |
0.35 |
0.35 |
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Rates effective from 1st April 2009 |
|
Bonus Guarantee Account |
|
Min Investment Amount |
Investment Amount
(annual interest) |
Gross (%) |
AER (%) |
Net (%) |
|
£500 |
£500 - £500,000 |
|
|
|
|
|
|
|
1.87 |
1.50 |
|
Standard account rate |
|
0.87 |
0.87 |
0.70 |
|
Min Investment Amount |
Investment Amount
(monthly interest) |
Gross (%) |
AER (%) |
Net (%) |
|
£500 |
£500 - £500,000 |
|
|
|
|
With rate guarantee |
|
1.86 |
1.87 |
1.49 |
|
Standard account rate |
|
0.86 |
0.87 |
0.69 |
|
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|
More Info - Bonus Guarantee Account |
| Rates effective from 23rd September 2009 |
|
7 Day Saver |
|
Min Investment Amount |
Investment Amount |
Gross (%) |
AER (%) |
Net (%) |
|
£100 |
£100 to £500,000 |
0.80 |
0.80 |
0.64 |
|
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Rates effective from 1st April 2009
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Premium Reward Issue 2 Savings Account |
|
Min Investment Amount |
Investment Amount |
Gross (%) |
AER (%) |
Net (%) |
|
£1,000 |
£200,000 to £350,000 |
0.75 |
0.75 |
0.60 |
|
|
£50,000 to £199,000 |
0.60 |
0.60 |
0.48 |
|
|
£25,000 to £49,999 |
0.55 |
0.55 |
0.44 |
|
|
£1,000 to £24,999 |
0.50 |
0.50 |
0.40 |
|
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Rates effective from 1st April 2009 |
|
Stroud & Swindon 50 Plus Saver |
|
Min Investment Amount |
Investment Amount |
Gross (%) |
AER (%) |
Net (%) |
|
£1,000 |
£15,000 plus |
0.70 |
0.70 |
0.56 |
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| Rates effective from 1st April 2009 |
|
Classic Gold Savings Account |
|
Min Investment Amount |
Investment Amount
(annual interest) |
Gross (%) |
AER (%) |
Net (%) |
|
£25 |
£50,000 plus |
0.30 |
|
0.24 |
|
|
£25,000 to £49,999 |
0.25 |
0.25 |
0.20 |
|
|
£10,000 to £24,999 |
0.20 |
0.20 |
0.16 |
|
|
£5,000 to £9,999 |
0.15 |
0.15 |
0.12 |
|
|
£500 to £4,999 |
0.10 |
0.10 |
0.08 |
|
|
£25 to £499 |
0.05 |
0.05 |
0.04 |
|
Min Investment Amount |
Investment Amount
(monthly interest) |
Gross (%) |
AER (%) |
Net (%) |
|
£25 |
£50,000 plus |
0.30 |
0.30 |
0.24 |
|
|
£25,000 to £49,999 |
0.25 |
0.25 |
0.20 |
|
|
£10,000 to £24,999 |
0.20 |
0.20 |
0.16 |
|
|
£5,000 to £9,999 |
0.15 |
0.15 |
0.12 |
|
£500 to £4,999 |
0.10 |
0.10 |
0.08 |
|
£25 to £499 |
0.05 |
0.05 |
0.04 |
| |
Apply Now - Classic Gold Savings Account |
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Rates effective from 20th February 2009 |
|
Bath Rugby and Forest Green Rovers Savings Accounts |
|
Min Investment Amount |
Investment Amount
(annual interest) |
Gross (%) |
AER (%) |
Net (%) |
|
£25 |
£50,000 plus |
0.30 |
0.30 |
0.24 |
|
|
£25,000 to £49,999 |
0.25 |
0.25 |
0.20 |
|
|
£10,000 to £24,999 |
0.20 |
|
0.16 |
|
|
£5,000 to £9,999 |
0.15 |
0.15 |
0.12 |
|
|
£500 to £4,999 |
0.10 |
0.10 |
0.08 |
|
|
£25 to £499 |
0.05 |
0.05 |
0.04 |
|
Min Investment Amount |
Investment Amount
(monthly interest) |
Gross (%) |
AER (%) |
Net (%) |
|
£25 |
£50,000 plus |
0.30 |
0.30 |
0.24 |
|
£25,000 to £49,999 |
0.25 |
0.25 |
0.20 |
|
£10,000 to £24,999 |
0.20 |
0.20 |
0.16 |
|
£5,000 to £9,999 |
0.15 |
0.15 |
0.12 |
|
£500 to £4,999 |
0.10 |
0.10 |
0.08 |
|
£25 to £499 |
0.05 |
0.05 |
0.04 |
|
Apply Now - Bath Rugby/Forest Green Savings Account |
Rates effective from 20th February 2009
|
Cotswold Care Savings Account |
|
Min Investment Amount |
Investment Amount
(annual interest) |
Gross (%) |
AER (%) |
Net (%) |
|
£25 |
£50,000 plus |
0.30 |
0.30 |
0.24 |
|
|
£25,000 to £49,999 |
0.25 |
0.25 |
0.20 |
|
|
£10,000 to £24,999 |
0.20 |
0.20 |
0.16 |
|
|
£5,000 to £9,999 |
0.15 |
0.15 |
0.12 |
|
|
£500 to £4,999 |
0.10 |
0.10 |
0.08 |
|
|
£25 to £499 |
0.05 |
0.05 |
0.04 |
|
Min Investment Amount |
Investment Amount
(monthly interest) |
Gross (%) |
AER (%) |
Net (%) |
|
£25 |
£50,000 plus |
0.30 |
0.30 |
0.24 |
|
£25,000 to £49,999 |
0.25 |
0.25 |
0.20 |
|
£10,000 to £24,999 |
0.20 |
0.20 |
0.16 |
|
£5,000 to £9,999 |
0.15 |
0.15 |
0.12 |
|
£500 to £4,999 |
0.10 |
0.10 |
0.08 |
|
£25 to £499 |
0.05 |
0.05 |
0.04 |
|
Apply Now - Cotswold Care Savings Account |
|
More Info - Cotswold Care Savings Account |
| Rates effective from 20th February 2009 |
|
Willow Trust Savings Account |
|
Min Investment Amount |
Investment Amount
(annual interest) |
Gross (%) |
AER (%) |
Net (%) |
|
£25 |
£50,000 plus |
0.30 |
0.30 |
0.24 |
|
|
£25,000 to £49,999 |
0.25 |
0.25 |
0.20 |
|
|
£10,000 to £24,999 |
0.20 |
0.20 |
0.16 |
|
|
£5,000 to £9,999 |
0.15 |
0.15 |
0.12 |
|
|
£500 to £4,999 |
0.10 |
0.10 |
0.08 |
|
|
£25 to £499 |
0.05 |
0.05 |
0.04 |
|
Min Investment Amount |
Investment Amount
(monthly interest) |
Gross (%) |
AER (%) |
Net (%) |
|
£25 |
£50,000 plus |
0.30 |
0.30 |
0.24 |
|
£25,000 to £49,999 |
0.25 |
0.25 |
0.20 |
|
£10,000 to £24,999 |
0.20 |
0.20 |
0.16 |
|
£5,000 to £9,999 |
0.15 |
0.15 |
0.12 |
|
£500 to £4,999 |
0.10 |
0.10 |
0.08 |
|
£25 to £499 |
0.05 |
0.05 |
0.04 |
|
Apply Now - Willow Trust Savings Account |
|
More Info - Willow Trust Savings Account |
| Rates effective from 20th February 2009 |
|
Treasurers' Trust Account |
|
Min Investment Amount |
Investment Amount |
Gross (%) |
AER (%) |
Net (%) |
|
£5 |
£50,000 and over |
0.30 |
|
0.24 |
|
£25,000 to £49,999 |
0.25 |
0.25 |
0.20 |
|
£10,000 to £24,999 |
0.20 |
0.20 |
0.16 |
|
£5,000 to £9,999 |
0.15 |
0.15 |
0.12 |
|
£500 to £4,999 |
0.10 |
0.10 |
0.08 |
|
£5 to £499 |
0.05 |
0.05 |
0.04 |
|
|
Rates effective from 20th February 2009
Business Accounts:
|
Designated Client Deposit Account |
|
Min Investment Amount |
Investment Amount
(Annual Interest) |
Gross (%) |
AER (%) |
Net (%) |
|
£100 |
£250,000 to £1,000,000 |
1.25 |
|
1.00 |
|
£150,000 to £249,999 |
0.75 |
0.75 |
0.60 |
|
£50,000 to £149,999 |
0.50 |
0.50 |
0.40 |
|
£20,000 to £49,999 |
0.25 |
0.25 |
0.20 |
|
£100 to £19,999 |
0.10 |
0.10 |
0.08 |
|
|
Rates effective from 10th August 2009
|
Undesignated Client Deposit Account |
|
Min Investment Amount |
Investment Amount
(Monthly Interest) |
Gross (%) |
AER (%) |
Net (%) |
|
£100 |
£6,000,000 plus |
1.98 |
2.00 |
- |
|
£4,000,000 to £5,999,999 |
1.74 |
1.75 |
- |
|
£2,000,000 to £3,999,999 |
1.49 |
1.50 |
- |
|
£1,000,000 to £1,999,999 |
1.34 |
1.35 |
- |
|
£250,000 to £999,999 |
1.24 |
1.25 |
- |
|
£150,000 to £249,999 |
0.75 |
0.75 |
- |
|
£50,000 to £149,999 |
0.50 |
0.50 |
- |
|
|
£20,000 to £49,999 |
0.25 |
0.25 |
- |
|
£100 to £19,999 |
0.10 |
0.10 |
- |
Rates effective from 1st October 2009 | Interest rates are subject to change from time to time. Changes to our rates are published either in national newspapers or in writing, within 30 days of the effective date. AER: AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and added each year. (As every advert for a savings product which quotes an interest rate will contain an AER, you will be able to compare more easily what return you can expect from your savings over time). GROSS: The GROSS rate is the contractual rate of interest before the deduction of tax at the appropriate rate specified by law. Interest will be paid gross to non-taxpayers subject to the required HM Revenue & Customs certification (R85). NET: NET rates are shown (rounded to two decimal places) for illustrative purposes after deduction of income tax at the appropriate rate which may be reclaimed by non-taxpayers. 
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