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ISA Tax Free Savings Accounts

An ISA (Individual Savings Account) is a tax efficient investment account for a saver looking for interest paid without the deduction of income tax.

Summary of ISA Account Rates

All interest rates are variable unless otherwise stated 
 
Cash ISA
Min Investment Amount
Investment Amount
(Annual Interest)
Tax-free p.a.(%)
AER
(%)
£1
£1 plus
1.00
1.00
Rates effective from 1st September 2010
 
Privilege ISA (2)
Min Investment Amount
Investment Amount
(Annual Interest)
Tax-free p.a.(%)
AER
(%)
£1
£1 plus
1.20
1.20
Rates effective from 1st September 2010


We now accept ISA's transferred from other providers. For more information please contact your local branch or call 08457 25 24 23
Interest rates are subject to change from time to time. Changes to our rates are published either in national newspapers or in writing, within 30 days of the effective date.  

AER: stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded each year.
 
Tax-Free: Cash ISAs allow you to save tax-free, so your interest is paid gross with no tax deducted.
 
GROSS: The gross rate is the contractual rate of interest before the deduction of tax.
 
 
 
 
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